Spencer Ayres
I work with individuals, families and business owners to put clear, structured financial plans in place across Buckinghamshire, Oxfordshire and beyond.
The advice I provide is practical and focused on outcomes, helping clients make informed decisions around their finances and adapt their plans as circumstances change. I take a straightforward, long-term approach, with an emphasis on clarity, consistency and ongoing advice.
Spencer specialises in:
- Investment Planning
- Retirement Planning
- Mortgage Advice
- Estate and Inheritance Tax Planning
I have a background in accountancy and fintech, having gained practical experience within financial services before moving into financial advice. I joined BaileyWood in 2023 and now work directly with clients, providing clear, practical advice focused on long-term planning.
I also have experience running my own businesses, which allows me to relate closely to business owners and self-employed clients when discussing cash flow, tax efficiency and strategic decision making.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Addresses
The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.
